Future Fund es un proyecto de fondo de ahorros descentralizado para poblaciones economicamente vulnerables&nbsp; o sin conocimientos sobre finanzas ni del ecosistema cripto, que desean reunir un monto a largo plazo, principalmente para su retiro, viajes u otras aplicaciones.

Contexto / problemática a solucionar

En el mundo entero, a nivel general, pueden visualizarse algunos inconvenientes en concreto:

El sistema de jubilaciones está quebrado, por dos motivos:&nbsp;

¿Qué buscamos con la plataforma?

Brindamos una rampa de fiat a cripto, para que personas que no sepan crearse una billetera DeFi puedan comenzar a ahorrar e invertir en criptomonedas de una forma más práctica a largo plazo, accediendo a través de Mercado Pago a un servicio descentralizado.

Personas sin conocimiento de cripto/finanzas y/o en situación de vulnerabilidad económica (sin estar registrados, trabajo en negro, amas de casa, los que no pueden realizar aportes, etc).

¿Cuáles son los componentes web 3 del proyecto?

¿Es descentralizado todo el proceso de utilización de la plataforma?

No, ya que para loguearse puede utilizarse Google, un teléfono o correo y luego para ingresar dinero se utiliza Mercado Pago.

Al fin y al cabo, nos parece primordial que lo descentralizado sea el servicio del fondo de ahorros, más allá de que sus accesos puedan ser plataformas centralizadas.

FutureFund is a decentralized savings fund project for vulnerable populations or without knowledge of finance or the crypto ecosystem, who wish to raise a long-term amount, mainly for retirement, travel or other applications.

Worldwide, at a general level, some drawbacks can be visualized in concrete terms:

Lack of long-term economic and financial predictability on the part of the population.

Great distrust in the inflationary currencies of the States and in the political/economic decisions of their rulers. 

The pension system is broken, for two reasons: the increase in life expectancy of the population and the constant search for new alternatives to replace the possibility of collecting after a long period of time, a totally devalued sum.

What are we looking for with the platform?

That a person, without advanced knowledge in crypto or finance, can access decentralized financial services, providing an easy to use solution.

That a person's withdrawal does not depend on a particular company or government, which could go bankrupt or fall into fraudulent maneuvers.

That a person who has not previously contributed to his or her retirement, either because, for example, he or she has not worked for a certain number of years or because he or she has worked but in unregistered jobs, can manage his or her own long-term savings for specific objectives.

We provide a fiat to crypto ramp, so that people who do not know how to create a DeFi wallet can start saving and investing in cryptocurrencies in a more practical way in the long term, accessing through Mercado Pago to a decentralized service.

People with no knowledge of crypto/finance and/or in vulnerable situations (unregistered, working in the black, housewives, those unable to make contributions, etc).

What are the web 3 components of the project?

Alchemy, for smart contract and deployment.

Is the whole process of using the platform decentralized?

No, since Google, a phone or email can be used to log in, and then Mercado Pago is used to deposit money.

At the end of the day, we think it is essential that the savings fund service is decentralized, beyond the fact that its accesses can be centralized platforms.